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    Insurance Options

    Hands Holding Heart Icon, Medicare, Medicare Advantage


    We offer robust plans from multiple carriers for Medicare Part A and B.


    Medicare Prescription Drug coverage helps offset the cost of your trips to the pharmacy.

    Medical Shield Icon, Medicare, Medicare Supplement


    These fill the gap between Medicare and your health insurance costs.

    Heart Icon, Final Expenses


    Designed to help family members cover the bills after a death that loved ones face.

    GOALL Program

    GOALL or Growth Only Automated Life & Legacy Program offers an alternative – or addition – to a traditional 401(k) plan.

    Ancillary Benefits

    A secondary type of health insurance coverage that covers miscellaneous medical expenses that are incurred during a stay at the hospital.

    Our goal for you is good health and prosperity.

    "I care for people and want to make sure my customers make the best financial decisions possible." — Michael Charles, Agent

    National carriers. Local service.

    Not sure what you need?
    Reach out to us to learn more
    We can help


    Insurance and Financial Planning

    Under 65

    We offer the following insurance for individuals under 65:

    • Life Insurance
    • Health Insurance
    • Business Insurance
    • Annuities
    • Dental Insurance
    • Vision Insurance
    • Retirement Planning
    • GOALL Program

    Over 65

    We offer the following insurance for individuals over 65:

    • Medicare Advantage
    • Medicare Supplement
    • Prescription Coverage
    • Final Expenses
    • Retirement and Financial Services

    For businesses

    We offer the following insurance for businesses:

    • Business Health Insurance
    • Business Life Insurance
    • Business Retirement
    • GOALL Program

    Our agent

    Michael Charles is a former professional football player turned insurance broker, and has taken everything he learned from the game into real life. As a nose tackle for the Miami Dolphins, San Diego Chargers, Los Angeles Raiders, and Los Angeles Rams, he understands what it is like to protect at all costs. Michael’s goal, as your insurance agent, is to ensure that you experience good health and prosperity. With over 5 years of experience in Medicare Advantage, Medicare Supplement, and Medicare Prescription Drug Plans, you know that you are well taken care of. 

    Charles Insurance Agent During Football Career
    Charles Insurance Agent, Medicare
    Charles Medicare Agent During Football Career

          Let's talk about your options.

          Portrait of relaxed fun senior couple wearing glasses on background, medicare